Insurance,
Torts/Personal Injury
May 10, 2023
The importance of early disclosure of policy limits in personal injury cases
While it is arguably much easier for defense attorneys to determine their clients’ applicable policy limits, it is nearly impossible for the plaintiff and his or her attorney to ascertain limits without filing a lawsuit and conducting discovery. This makes no sense from the plaintiff’s perspective.
Stephanie E. Charlin
Partner, with expertise in personal injury, products liability, mass torts, wrongful death, and insurance bad faith.
Kabateck LLP
Email: sc@kbklawyers.com
Loyola Law School; Los Angeles CA
Whether you are an attorney representing a party seeking damages or the attorney representing the defendant against a claim, understanding the applicable policy limits in your case can play a vital role in the outcome.
Policy limits drive settlement, help to manage client expectations, and, if disclosed early enough, can reduce the number of lawsuits filed each year. Yet, why don't carriers disclose policy limits right away? Why are defen...
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