Insurance
Jun. 28, 2023
Uninsured motorist coverage and Proposition 213 in the era of skyrocketing insurance rates
As the cost of auto insurance in California rises, the number of drivers who cannot afford to purchase insurance will likely increase and more uninsured drivers will be on the roads. California drivers must be aware of the laws impacting those who drive without insurance or who may be involved in an accident with an uninsured driver.
The increase in insurance premiums for auto coverage will likely impact California drivers’ ability to purchase coverage, despite California law requiring all drivers to be insured. It’s also probable that premium increases will lead to an increase in uninsured and underinsured motorists on the road. Uninsured Motorist (UM) coverage is a safeguard for the insured individual against the unfortunate situation of being involved in an accident with an uninsured or underi...
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